Commercial & Business

Get a customized insurance quote today and tailor it specifically for your small or commercial business. 

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Commercial & Business Insurance Policies

Running your own small business takes courage and moxy.  At SMI, we provide insurance to businesses both small and large.  Our policies are tailored to your industry, so nothing falls through the cracks and pay for only what you need and not the fancy things you don’t.

Fast and simple, we offer customized coverage that is tailored to your specific need in minutes.  Why pay for coverage you don’t need? SMI policies are tailored to the specific risk(s) you face. Contact one of our licensed agents for a rate quote today!

Policy Types

Collision Coverage

This is the basic insurance type that covers your vehicle if you collide, or run into, something. This covers collisions with other cars as well as if you were to run into a wall, barrier or bridge.

Comprehensive Coverage

This covers anything that may happen to your car that is not directly related a collision. This would include things such as theft, fire, hitting a deer or vandalism.

Liability Coverage

This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.

Medical & Personal Injury Protection

This is also called PIP in some states. Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected.